Meridian Platinum Card · April 2026

April Spending Report

17 transactions totaling $682 — where AI subscriptions outspent every other category, and Burger Barn delivered five times.

00Executive Summary

Executive summary

AI subscriptions were the single largest spend category at $237 — more than food, shopping, and health combined.

  1. NexaAI took the top slot. $189 for a NexaAI Pro subscription plus a $48 NexaAI API charge totals $237 — 35% of all gross spend on this card.
  2. Burger Barn via SwiftEats appeared 5 times for $136, averaging $27.29 per order. That's a recurring habit worth flagging — especially across a card with travel rewards as its primary value prop.
  3. Week 2 was the peak at $189, driven entirely by the NexaAI Pro subscription charge on 4/9. Without it, weeks 3 and 4 would have been the busiest.
  4. Travel credits offset RideWave charges to $0. Both RideWave rides ($15.40 and $6.20) were fully reimbursed by the Meridian Platinum $300 travel credit.
  5. Primemart and SwiftEats non-Burger Barn together add another $119 — mostly convenience delivery and quick online purchases.

01Top-line Metrics

Total Gross Spend
$682
17 charges across April
Net After Credits
$661
$21.60 RideWave reimbursed
AI Subscriptions
$237
35% of gross spend
Burger Barn Orders
5
$136.45 total · $27.29 avg
Avg. Transaction
$40.14
Positive charges only
Largest Charge
$189
NexaAI Pro subscription, 4/9

02Spending by Category

How the $682 in gross charges breaks down across 7 distinct spending buckets.

Which category captured the most spend?

Category totals

AI Subscriptions$237.00
SwiftEats · Burger Barn$136.45
Primemart$75.50
Health & Wellness$79.00
Restaurants$88.90
SwiftEats (other)$43.90
RideWave$21.60
Share of gross spend — AI dwarfs every other category

% of gross spend

AI Subscriptions35%
SwiftEats · Burger Barn20%
Restaurants13%
Health & Wellness12%
Primemart11%
Other9%

Largest category

AI Subscriptions

NexaAI Pro · NexaAI API

Total
$237
% of spend
35%
Charges
2

A $189 NexaAI Pro subscription on 4/9 and a $48 NexaAI API charge on 4/16 — likely a team plan plus API credits. Verify if either is expenseable.

Recurring habit

SwiftEats · Burger Barn

Food delivery · Fast food

Total
$136
Orders
5
Avg / order
$27.29

Five orders across four weeks — nearly once a week. At $27.29 average with SwiftEats fees and tips, a ~$8 meal becomes a ~$27 charge.

03Weekly Spending Pace

Spend distribution across four weeks — Week 2 inflated by the $189 NexaAI Pro charge.

Weekly gross spend — is activity concentrated or spread evenly?

Weekly totals

Week 1 (Apr 1–7)$65.40
Week 2 (Apr 8–14)$189.00
Week 3 (Apr 15–21)$158.70
Week 4 (Apr 22–28)$269.25

04All Transactions

Complete transaction log for April 2026, excluding the payment and travel credit adjustments.

Date Merchant Category Amount
04/09 NexaAI Pro Subscription AI Subscriptions $189.00
04/16 NexaAI API AI Subscriptions $48.00
04/28 SQ *Elm Street Bistro Restaurants $72.40
04/28 SQ *Northside Ferments Restaurants $16.50
04/27 Westside Fitness Club Health & Wellness $79.00
04/22 SW *SwiftEats Burger Barn SwiftEats · Burger Barn $38.20
04/27 SW *SwiftEats Burger Barn SwiftEats · Burger Barn $23.15
04/21 SW *SwiftEats Burger Barn SwiftEats · Burger Barn $25.80
04/20 SW *SwiftEats Burger Barn SwiftEats · Burger Barn $27.40
04/04 SW *SwiftEats Burger Barn SwiftEats · Burger Barn $21.90
04/20 Primemart MKTPL Primemart $31.50
04/21 Primemart MKTPL Primemart $19.80
04/02 Primemart.com Primemart $24.20
04/23 SW *SwiftEats QuickMart SwiftEats (other) $24.60
04/02 SW *SwiftEats PharmaCo SwiftEats (other) $19.30
04/22 RideWave *1 Ride 04-20 Reimbursed RideWave $15.40
04/16 RideWave *1 Ride 04-13 Reimbursed RideWave $6.20

Travel credit note

Both RideWave charges ($15.40 on 4/22 and $6.20 on 4/16) were fully offset by the Meridian Platinum Card $300 annual travel credit, bringing net RideWave spend to $0.